BCom Corporate Credit Analyst

SUMMARY:
BCom Corporate Credit Analyst, Internation Financial Services Group, Cape Town – Southern suburbs, South Africa

POSITION INFO:

Our client, a renowned Internation Financial Services Group providing specialised financial solutions and advisory services to businesses and high net worth individuals in South Africa is URGENTLY seeking to appoint a suitably qualified Corporate Credit Analyst to be based in their Cape Town – Southern suburbs Offices.

PLEASE NOTE:

A Benchmarked CTC Salary of R25K – R35K per month is on offer.

KEY COMPETENCY REQUIREMENTS:

• At minimum a BCom degree with Finance and/or Mathematics, Accounting as a subject(s)
• A post-graduate degree qualification will be a distinct advantage.
• At least 4 years working knowledge of credit risk management, within the commercial/ corporate sector is ESSENTIAL.
• Familiar with National Credit Act ESSENTIAL.
• Must have a Clean Credit Record
• Possess an unendorsed Driver’s License (Code 08)

KEY ROLES AND RESPONSIBILITIES:

• Deal management and preparation, deal execution and presentation, post deal implementation and lastly overall input towards credit projects, personal development as well as where needed, client visits.
• Reviewing of financial statements to assess the company''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''s financial health, profitability, liquidity, and leverage.
• Understanding the industry dynamics and market trends relevant to the client’s business is essential, adding value to credit committee presentation and discussions.
• Ensure that credit decisions adhere to the company’s credit policies, procedures, and regulatory requirements.
• Based on the analysis, credit analysts make recommendations regarding credit limits, terms, and conditions for extending credit to corporate clients.
• Conducting thorough due diligence on potential client is essential to assess their creditworthiness accurately. This may involve reviewing legal documents, conducting site visits, and obtaining information from third-party sources.
• Supporting legal approval and implementation of credit requirements.
• Articulating accurately the risk implications of change requests related to previously approved transactions.
• The responsibilities outlined above provide a comprehensive overview but are not exhaustive. It will be expected to undertake additional tasks and responsibilities where and if necessary to fulfil the requirements of the role.

APPLY NOW! 

PLEASE NOTE THE FOLLOWING:

• Willingness to relocate (if not resident in Cape Town).
• By applying for this vacancy, you give us consent to use your personal information as per POPIA. Should you withhold your consent and/or withdraw your consent before our client has started and/or completed processing your personal information, our Client will be unable to conduct pre-employment or pre-contractual background screening which may render your application for the job position incomplete. This may result in your application being unsuccessful.
• Should you not receive our relayed invitation for an interview with our client within two weeks of the closing date, please accept that your application has not been unsuccessful.
• This is an Equal opportunity role “Open-to-all” designations.
• The client reserves the right not to make an appointment.  

SHOULD THIS OPPORTUNITY NOT BE SUITABLE TO YOU, PLEASE FORWARD IT TO A FRIEND.