COMMERCIAL CREDIT ANALYST

SUMMARY:
Commercial Credit Analyst (X6), International Financial Services Group, Cape Town, Pretoria and Sandton vacancies, South Africa..

POSITION INFO:

Our client, a renowned National and International Financial Services Group is URGENTLY seeking to appoint a suitably qualified and experienced Corporate / Commercial Credit Analysts who have dealt with high-net-worth clients.

PLEASE NOTE:

• A benchmarked CTC Salary of R30K - R40K per month is on offer.

There are 6 vacancies to be filled:

• X2 Cape Town
• X1 Pretoria
• X3 Sandton

KEY COMPETENCY REQUIREMENTS:

• At minimum a BCom degree with Finance and/or Mathematics, Accounting as a subject(s) is essential.
• A Post-graduate degree qualification will be a distinct advantage.
• At least’ 4 years working knowledge of credit risk management, within the commercial/ corporate banking / financial services sector is ESSENTIAL
• Familiar with National Credit Act is ESSENTIAL
• Corporate / commercial credit analysis experience, at least 2 years but preferably 3-6 years in credit analyst role. (NON-NEGOTIABLE)
• Clean Credit / Criminal Record.
• A valid unendorsed Driver’s License (Code 08).

KEY ROLES AND RESPONSIBILITIES:

• Deal management and preparation, deal execution and presentation, post deal implementation and lasty overall input towards credit projects, personal development as well as where needed client visits.
• Reviewing of financial statements to assess the company''''''''''''''''''''''''''''''''s financial health, profitability, liquidity, and leverage.
• Understanding the industry dynamics and market trends relevant to the client’s business is essential, adding value to credit committee presentation and discussions.
• Ensure that credit decisions adhere to the company’s credit policies, procedures, and regulatory requirements.
• Based on the analysis, credit analysts make recommendations regarding credit limits, terms, and conditions for extending credit to corporate clients.
• Conducting thorough due diligence on potential client is essential to assess their creditworthiness accurately. This may involve reviewing legal documents, conducting site visits, and obtaining information from third-party sources.
• Supporting legal approval and implementation of credit requirements.
• Articulating accurately the risk implications of change requests related to previously approved transactions.

NOTE WELL

• The responsibilities outlined above provide a comprehensive overview but are not exhaustive. It will be expected to undertake additional tasks and responsibilities where and if necessary to fulfil the requirements of the role.

APPLY NOW!

• Willingness to relocate nationall is essential.
• Should this opportunity not be aligned with your career aspirations, kindly forward it to a  friend.