Credit & Deal Structuring Manager (Pietermaritzburg)

SUMMARY:
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POSITION INFO:

Are you a strategic thinker with a strong background in commercial credit risk management? We’re seeking an experienced Credit Manager to drive credit assessment, risk mitigation, and innovative financial solutions within the agricultural and commercial banking sector.

Why This Opportunity?

• Play a key role in credit risk management and deal structuring.

• Be part of a dynamic team managing high-impact commercial banking portfolios.

• Drive transformation and sustainability in South Africa’s evolving agricultural finance landscape.

• Engage directly with key decision-making committees and provide strategic credit insights.

Key Responsibilities:

• Assess and manage credit risk for new, existing, and restructured accounts.
• Approve loans and credit limits within delegated authority.
• Develop innovative credit solutions to support sustainable financing.
• Lead credit review processes and present proposals to investment committees.
• Ensure compliance with credit policies and drive process improvements.
• Engage with stakeholders and provide strategic credit advisory support.

What You Need to Succeed:

• Qualification: A BCom, BTech, or BSc in Agriculture (with credit experience).
• Experience: 5–8 years in commercial credit finance, business banking deal structuring, and risk management.
• Skills:
  • Strong financial analysis & credit assessment capabilities.
  • Expertise in structured trade & commodity finance.
  • Hands-on experience in evaluating business restructures and risk mitigation.
  • Ability to manage multiple stakeholders in a fast-paced environment.

Ready to make a lasting impact in commercial credit management? Apply now and be part of a team shaping the future of sustainable banking!