Credit Specialist

SUMMARY:
Join our client as a Credit Analyst and become part of a dynamic team dedicated to fostering business growth. Your main role will be to assess the creditworthiness of businesses seeking loans by utilizing scorecard models, analyzing financial data, and applying robust risk management practices. You'll make informed credit decisions, balancing the management of credit risk with achieving our business objectives. This position offers the opportunity to support deserving businesses while safeguarding our company's interests, all within a collaborative and growth-focused environment. Don’t miss out – apply today!

POSITION INFO:

You, the successful candidate, will be responsible, yet not limited to the following duties:
Credit Assessment: Review and analyze credit applications from customers (business), to determine their creditworthiness based on scorecard models and established risk criteria which includes quantitative and qualitative information
Compliance: Ensure strict adherence to the credit policy and credit processes to maintain regulatory compliance and minimize risk exposure
Portfolio Monitoring: Monitoring the performance of existing loans in the portfolio
Training Induction Program: Design and maintain the training induction program tailored for new reviewers
Monthly Reviewers' Workshops: Contribute to monthly workshops aimed at facilitating knowledge exchange and feedback between the Analyst and Reviewer teams. Providing guidance to ensure adherence to standards will be an essential part of these sessions.
 
Skills & Experience:
Minimum 2 years’ post article experience
Financial services/ lending industry experience highly advantageous
 
Qualification:
Completed SAICA articles
 
 
Contact CHANEL STEENKAMP on , quoting the Ref: CTF019385.
 
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