Senior Credit & Risk Analyst

 

Recruiter:

Smith Garb & Associates

Job Ref:

JHB006381/JA

Date posted:

Monday, July 11, 2022

Location:

Johannesburg, South Africa

Salary:

580 000 Annually


SUMMARY:
Blue-chip concern based in the North has an opportunity for a suitably qualified and experienced Senior Credit and Risk Analyst. Previous experience is Asset Rentals and financing essential. Relevant B.Com qualification.

JOB DESCRIPTION:

The role is primarily to manage the credit risk in the Assent Rentals department while ensuring service to clients.  The role would suit a mathematically sound individual with outstanding communication and inter-personal skills. Professionalism plays a key role in this position. Previous financial services experience essential.

Responsibilities & duties

  • Managing and co-ordinating the credit approval process to ensure that risks are mitigated in line with credit policies
  • Ensuring targets are achieved in line with budgets
  • Identification of deals that meet approval criteria through financial and credit analysis
  • Quality, detailed, accurate and methodical credit risk assessment, and risk identification
  • Understanding the commercial rational for deals and pricing according to risk parameters
  • Accurate and timeous preparation and submission of credit applications to the credit committee
  • Liaising and answering any queries from the credit committee
  • Liaising and feedback to dealerships on application in the credit process
  • Effectively concluding and replying to all dealer queries
  • Preparation of approval schedules
  • Preparation of up-to-date reporting of status of approved deals
  • Ensuring deal packs comply to credit policies and overall governance
  • Portfolio balancing and management
  • Ongoing refinement of the credit process
  • Credit Reporting

Essential qualifications

  • B.com degree essential (or equivalent financial qualification)
 Essential experience
  • Experience in a similar role.
  • 2-5 years’ experience in credit management / finance / accounting
  • MS Office (Word, Excel, Outlook, PowerPoint)
  • Strong Excel Skills

 

NB! This job is now closed. You can apply for other jobs by uploading your CV.



 

 

 

Similar jobs you might be interested in:

Senior Credit Controller
Location: Johannesburg
Salary: Annually
An established company in Johannesburg CBD is looking for a senior credit Controller to join their skilled and dynamic team.
6 days ago


Senior Credit Controller
Location: Midrand
Salary:
38 days ago


Data Science Lead
Location: Centurion
Salary:
Lead the Future of Data Science in Fintech!
1 day ago


Data Analyst - Short-term pricing
Location: Centurion
Salary:
Are you a problem-solver with a passion for analytics, pricing innovation, and risk assessment? Join a dynamic actuarial team where you’ll be at the forefront of optimizing pricing models, driving product innovation, and making a real impact in the fast-paced world of insurance.
4 days ago


Credit Underwriting Manager
Location: Johannesburg
Salary: Market related
Seeking a credit risk Quant analyst - Manager Level. A leading consulting firm is looking for a credit risk Quant analyst at the manager level, based in Johannesburg. The ideal candidate should possess strong academic credentials, advanced quantitative expertise, and excellent communication skills.
4 days ago


Credit Underwriting Manager
Location: Johannesburg
Salary:
Let us take the next step in exploring possible Data analyst opportunities.
4 days ago


Credit Risk Analyst
Location: Pretoria
Salary:
4 days ago


Data Science Lead (Business Intelligence & Analytics)
Location: Centurion
Salary: market related
Data Science Leads  – Drive Innovation & Insights! Are you ready to take the reins and build something extraordinary? We’re looking for a Data Science Lead to spearhead business intelligence, analytics, and machine learning initiatives in a cutting-edge environment. If you’re a Python pro with a passion for data-driven decision-making, this is your chance to make a real ...
5 days ago


Risk & Compliance Officer
Location: Sandton
Salary:
6 days ago


Credit Underwriting Manager
Location: Johannesburg
Salary: Market related
Job Opportunity: credit Underwriting Manager. My client is looking for a credit Underwriting Manager to join a leading global natural resources company. This role forms a key part of the company’s global credit risk team. The role involves credit risk monitoring, counter-party review analysis, and managing a team of Underwriting analysts. The ideal candidate will work closely with globa...
7 days ago


Create a free job alert for Senior Credit & Risk Analyst in Johannesburg

Enter your email address below and we will email you similar jobs when they become available:

You can cancel at any time. We will not spam you.
By giving us your email address your agree to our Terms and Conditions